Student Credit Cards 101: What You Should Know About These Card Programs

April 18, 2012

In this post, we’ll talk about several things that young consumers like you, need to know about credit cards for students. There are two basic kinds of credit cards –secured and unsecured. College students have the option to apply for either a secured or an unsecured credit card. As its name implies, a secured credit [...]

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4 Frequently Asked Questions About Secured Credit Cards

April 11, 2012

Today, we will discuss the answers to four of the most frequently-asked-questions about secured credit cards. We believe that by doing so, we can help consumers, like you, gain a better understanding of what these credit card programs are all about. Question 1: Who should consider using a secured card program? Answer: Consumer groups that [...]

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What You Should Know About Secured Credit Cards

April 10, 2012

In the paragraphs below, we have discussed several things that you need to know about credit cards that ask for security deposits. This way, you can examine closely if these card programs can be perfect options, for you. 4 Things You Need to Know About Secured Credit Cards They have security requirements. As their names [...]

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4 Factors You Should Think About when Shopping for a Credit Card

April 4, 2012

What should consumers, like you, seriously consider as they shop around for suitable credit card programs – prepaid, unsecured or secured credit cards? To know the answer to this question, do pay close attention to the remainder of this post. 4 Things You MUST Consider Your personal needs, spending habits, and financial capability. Consider what [...]

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A Short Guide for Managing Secured Credit Cards

April 4, 2012

In the paragraphs below, we have provided a short guide that can help secured credit cardholders in managing their lines of credit in the most effective way possible. How to Manage Your Credit Card Pay your bills on time. The best way to manage a secured line of credit – or any credit card for [...]

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How to Distinguish a Secured from an Unsecured Credit Card

April 3, 2012

In this article, we’ll talk about the factors that will help differentiate a secured credit card from an unsecured card program. 4 Distinguishing Factors The security deposit requirement. As their names imply, secured lines of credit always come with a security or collateral requirement. In the case of secured credit cards, such requirement comes in [...]

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Is It Difficult to Apply for Secured Credit Cards?

April 2, 2012

To know the answer to the question we raised above, we encourage you to read the rest of this post. The Answer No, it is not that difficult to apply for a secured credit card. In fact, apart from prepaid cards, it is one of easiest card programs you can sign up for. After all, [...]

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The Dos and Don’ts in Applying for Secured Credit Cards

March 23, 2012

In the paragraphs below, we have listed several dos and don’ts that you need to remember when you shop and compare the secured credit cards offered in the market. 3 Do’s, 3 Don’ts DO run background checks on your target issuers. Most card applicants today are too preoccupied with finding the cheapest credit card deals [...]

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Questions to Consider when Shopping for Secured Credit Cards

March 21, 2012

If you’re planning to apply for a secured credit card then, you should seriously think about the following questions: Can I afford it? Keep in mind that managing a credit card program, even if it’s just a cheap secured line of credit, can make it harder for you to juggle your personal or household expenses [...]

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5 Tips for Taking out Secured Credit Cards

March 19, 2012

In this post, we have listed several tips that can help you find and soon take out the perfect secured credit card that will suit your needs, preferences, spending habits and most importantly, your financial capability. 5 Tips for Secured Credit Card Applicants Consider your personal needs and spending habits. Card applicants have a variety [...]

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