July 22, 2010
?Before we discuss the tips on disputing errors in credit reports, are you interested to know first the reasons why we encounter inaccurate entries on our credit files? If you are, then we encourage you to read the next part of this article. Reasons Why We Encounter Credit Report Errors Truth is record keeping is [...]
July 16, 2010
A report by the Federal Trade Commission reveals that in 2005, about 8.3 million people in the US have been victims of identity theft. Of the cases reported, about half resulted to about $500 in damages while 10% has caused $6,000 worth of damages. Apparently, along with the improvement of technology, cases of identity theft [...]
June 3, 2010
Learning to read your credit report score correctly is just as important as getting a copy of your credit report. In this article, we will discuss the basics on how to read your credit report and how can take the right action based on the information it gives you. Free Credit Report for All Everyone [...]
May 28, 2010
Fixing credit disputes is possible if you know the right steps. After getting a copy of your credit report, take the time in reviewing and checking the details contained in it. In case you’ve found errors or incorrect details, exercise your right to dispute. Here is a credit report guide for you that focus on [...]
May 27, 2010
Many consumers today, more than ever, are struggling to make ends meet in the face of economic crisis. Unexpected job losses and lack of available employment add up to the burden. For credit card holders, they are confronted with increased interest rates and fees imposed by different issuers. And although there had been changes made [...]
May 24, 2010
Simply reading your credit report is not enough. More importantly, you should understand how every information in your credit report affects your credit status and your score. To help you better understand your credit report, here is a credit report guide for you which focuses on the FICO method of credit scoring. Today, the three [...]