How to Manage a Huge Credit Card Debt

May 9, 2012

Today, we’ll discuss several ways by which you can effectively manage and pay off a huge credit card debt. 5 Great Tips for Credit Cardholders Come up with a debt repayment plan. The best technique to combat a huge credit card debt is to consider how you can immediately repay your financial obligations, in full. [...]

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6 Financial Tips for College Students

April 27, 2012

In this post, we have listed and discussed several tips that can help young consumers in managing their day-to-day finances. Establish a savings fund, as early as possible. Get into the habit of setting aside funds for emergencies or for future purchases. Open a bank account and religiously deposit a portion of your weekly or monthly [...]

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What You Should Know About Secured Credit Cards

April 10, 2012

In the paragraphs below, we have discussed several things that you need to know about credit cards that ask for security deposits. This way, you can examine closely if these card programs can be perfect options, for you. 4 Things You Need to Know About Secured Credit Cards They have security requirements. As their names [...]

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4 Factors You Should Think About when Shopping for a Credit Card

April 4, 2012

What should consumers, like you, seriously consider as they shop around for suitable credit card programs – prepaid, unsecured or secured credit cards? To know the answer to this question, do pay close attention to the remainder of this post. 4 Things You MUST Consider Your personal needs, spending habits, and financial capability. Consider what [...]

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How to Distinguish a Secured from an Unsecured Credit Card

April 3, 2012

In this article, we’ll talk about the factors that will help differentiate a secured credit card from an unsecured card program. 4 Distinguishing Factors The security deposit requirement. As their names imply, secured lines of credit always come with a security or collateral requirement. In the case of secured credit cards, such requirement comes in [...]

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How the New Credit Card Law Affects You

August 23, 2010

Laws are created to protect people as well as their interest. Through laws, policies and even simple rules and regulations, we are able to recognize our rights and privileges. We gain a feeling of security especially because we know that the government looks after our welfare. One of the best examples of rules created to [...]

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What is An Identity Theft Insurance Policy?

July 16, 2010

A report by the Federal Trade Commission reveals that in 2005, about 8.3 million people in the US have been victims of identity theft.  Of the cases reported, about half resulted to about $500 in damages while 10% has caused $6,000 worth of damages.  Apparently, along with the improvement of technology, cases of identity theft [...]

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Credit Card Debt Tips to Avoid Bankruptcy

May 27, 2010

Many consumers today, more than ever, are struggling to make ends meet in the face of economic crisis. Unexpected job losses and lack of available employment add up to the burden. For credit card holders, they are confronted with increased interest rates and fees imposed by different issuers. And although there had been changes made [...]

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