Prepaid Credit Cards
Prepaid credit cards were originally designed for those with poor or limited credit who are looking to establish or
re-establish credit. For the last few years more and more people have been using pre-paid credit cards as a means to help maintain their budgets since most cards offer free bill pay.
Pre-paid cards are debit cards that are issued by various financial institutions. They can be used anywhere Visa Or MasterCards are accepted. The one draw back (or benefit, depending on how you view it) is that you can only spend as much money as you load. If you don’t load enough money onto the card you won’t be able to make a purchase. Luckily there are lots of different ways to load your card. The internet is the most common way, although some people have their paychecks loaded onto their cards.
Benefits of Prepaid Credit Cards
- No Credit Turndowns
- Can Be Used To Establish Or Re-Establish Credit
- No High Interest Rates
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR – Your Rate Won’t Change Even if You Are Late
- Choose Your Credit Limit – From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
- ZERO – 0% FIXED APR on Purchases – No Intro Rates!
- ZERO – 0% Rate Won’t Change – Even If You’re Late!
- ZERO Hassles – Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries – FREE Personal ID Theft Protection
- ZERO Delays – Timely CREDIT Bureau Reporting
