Merchandise & Catalog Credit Cards
Catalog credit cards (a.k.a merchandise credit cards) are credit cards that can only be used to purchase merchandise from their own catalog. These credit cards are guaranteed approval and don't require a credit check.
Benefits of using a merchandise credit card
- No employment verifications
- No credit checks
- Monthly credit limit increases for those who qualify
- Reports to a major credit bureau
- Great for establishing credit * only some cards offer these services.