May 31, 2010
Do you have a problem keeping up with your monthly credit card payments? If your credit card debt is starting to stress you, then it may be time for you to acquire consolidation. By consolidating or “combining” all your credit card debts into a single account, you can focus on your repayment without the pressure [...]
May 31, 2010
For people with low or bad credit scores, it can be difficult to qualify for a traditional credit card. This is the reason why credit card companies thought of offering secured credit cards. Below are some frequently asked questions about this type of credit card: What is a Secured Credit Card? Unlike a traditional credit [...]
May 28, 2010
Fixing credit disputes is possible if you know the right steps. After getting a copy of your credit report, take the time in reviewing and checking the details contained in it. In case you’ve found errors or incorrect details, exercise your right to dispute. Here is a credit report guide for you that focus on [...]
May 27, 2010
Many consumers today, more than ever, are struggling to make ends meet in the face of economic crisis. Unexpected job losses and lack of available employment add up to the burden. For credit card holders, they are confronted with increased interest rates and fees imposed by different issuers. And although there had been changes made [...]
May 27, 2010
Are you thinking about getting a secured credit card? If yes, here are top ten questions and answers that you need to consider. 1. What is a secured credit card? It is a type of credit card that requires the submission of cash deposit. The deposit made will often determine your credit limit although some [...]
May 24, 2010
Simply reading your credit report is not enough. More importantly, you should understand how every information in your credit report affects your credit status and your score. To help you better understand your credit report, here is a credit report guide for you which focuses on the FICO method of credit scoring. Today, the three [...]
May 24, 2010
One excellent attraction concerning prepaid debit cards is the fact that we don’t need to bother about interest charges. Since we are not given a line of credit and we pay out for our expenditures when using the existing cash we deposited, we will not have further APR costs. However, holders of debit cards need [...]
May 20, 2010
Credit cards have certainly taken a big leap from just being a plastic card payment. Gone are days when these can only be used at diners or restaurants. Today, almost every other merchant and establishment accept credit card payments. As the years passed, the features and provisions of credit cards have greatly been enhanced to [...]
May 20, 2010
Since debit cards have become more popular among consumers, the Federal Trade Commission warns all prepaid cardholders to practice caution each time they use this kind of card for payment, mainly when purchasing online. How to avoid becoming a victim of credit card fraud? Check the following basic safety tips: Https://. In order to ensure [...]
May 8, 2010
The credit cards on the following pages are guaranteed approval debit cards. Meaning everyone is approved and they don’t pull your credit. They can be used as regular Visa Cards or as gift cards. These credit cards do not have a set credit limit, so your credit limit will equal the amount you load on [...]